:root{--navy:#14352a;--navy2:#1b4a3a;--teal:#2e9e76;--teal-d:#146c4f;--brand:#48c898;--y:#f8a848;--ink:#1a1f1d;--muted:#4b5a53;--bg:#f4f8f6;--w:#fff;--line:#d3e0d9;--font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:1.05rem/1.6 var(--font);color:var(--ink);background:var(--bg)}
a{color:var(--teal-d)}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--navy);outline-offset:2px;box-shadow:0 0 0 6px #fff}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(1.9rem,6vw,3.2rem)}h2{font-size:clamp(1.4rem,3.4vw,2rem)}h3{font-size:1.15rem}
p{margin:0 0 1em}ul{padding-left:1.2em;margin:0 0 1em}
.wrap{width:min(100% - 2rem,1100px);margin-inline:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem;z-index:99}
.draft{background:var(--y);color:#111;text-align:center;font-size:.85rem;font-weight:700;padding:.35rem 1rem}
.ph{background:#fff3b0;color:#5c4a00;padding:0 .3em;border-radius:3px;font-weight:700;font-size:.92em}
.site-header{background:#fff;border-bottom:4px solid var(--brand);position:relative}
.bar{display:flex;align-items:center;gap:1rem;min-height:68px;flex-wrap:wrap;justify-content:space-between}
.brand{display:flex;align-items:center;text-decoration:none;color:var(--ink);padding:.4rem 0}
.logo{display:block;height:56px;width:auto}.logo-f{height:72px;background:#fff;border-radius:8px;padding:6px 10px}
.nt-box{position:absolute;opacity:0;pointer-events:none}
.nt-lbl{border:2px solid var(--navy);color:var(--navy);background:#fff;font-weight:700;padding:.5rem .8rem;border-radius:6px;cursor:pointer;min-height:44px;display:inline-flex;align-items:center}
.nt-box:focus-visible+.nt-lbl{outline:3px solid var(--navy);box-shadow:0 0 0 6px #fff}
.main-nav{display:none;flex-basis:100%;order:5}
.nt-box:checked~.main-nav{display:block}
.main-nav ul{list-style:none;padding:0 0 .8rem;margin:0}
.main-nav a{display:block;color:var(--ink);text-decoration:none;font-weight:700;padding:.7rem .2rem;border-top:1px solid var(--line)}
.main-nav a[aria-current]{color:var(--teal-d);box-shadow:inset 0 -3px var(--brand)}
.btn.hcta{display:none}
@media(min-width:900px){.nt-lbl{display:none}.main-nav{display:block;flex-basis:auto;order:0}.main-nav ul{display:flex;gap:.1rem;padding:0}.main-nav a{border:0;padding:.6rem .6rem;font-size:.92rem}.main-nav a:hover{box-shadow:inset 0 -3px var(--y)}.btn.hcta{display:inline-flex}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:.7rem 1.2rem;border-radius:6px;font-weight:800;text-decoration:none;border:2px solid transparent;cursor:pointer;font:inherit;font-weight:800;text-transform:uppercase;letter-spacing:.03em;font-size:.92rem;margin:.2rem .2rem .2rem 0}
.btn-y{background:var(--y);color:#111}.btn-y:hover{background:#fbc072;color:#111}
.btn-o{border-color:var(--teal-d);color:var(--teal-d);background:transparent}.btn-o:hover{background:var(--teal-d);color:#fff}
.cta .btn-o{border-color:#fff;color:#fff}.cta .btn-o:hover{background:#fff;color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2) 60%,#1d6a52);color:#fff;padding:2.5rem 0 3rem;position:relative}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:10px;background:repeating-linear-gradient(-45deg,var(--y) 0 14px,#111 14px 28px)}
.hero h1{color:#fff}.hero .lead{font-size:1.15rem;max-width:44rem;color:#e4f2ec;margin:0}
.narrow-w{max-width:1100px}
.crumbs{font-size:.85rem;padding:.7rem 0;color:var(--muted)}
.sec{padding:2.2rem 0}.sec.alt{background:#e6efea}
.ans{font-size:1.15rem;font-weight:600}
.grid{display:grid;gap:1rem;grid-template-columns:1fr}
@media(min-width:640px){.grid{grid-template-columns:1fr 1fr}}@media(min-width:960px){.grid{grid-template-columns:repeat(3,1fr)}}
.card{display:block;background:#fff;border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:8px;padding:1.1rem;text-decoration:none;color:var(--ink)}
.card:hover{border-top-color:var(--y);box-shadow:0 6px 18px rgba(10,31,51,.12)}
.card h3{margin-bottom:.3em}.card p{margin:0;color:var(--muted);font-size:.95rem}
.tag{display:inline-block;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;padding:.15rem .5rem;border-radius:3px;margin-bottom:.5rem}
.t-s{background:var(--teal-d);color:#fff}.t-r{background:var(--navy);color:#fff}
.cta{background:var(--navy);color:#fff;padding:2.2rem 0;text-align:center;border-top:6px solid var(--brand)}
.cta h2{color:#fff}
.faq{background:#fff;border:1px solid var(--line);border-radius:6px;margin-bottom:.6rem;padding:.2rem 1rem}
.faq summary{cursor:pointer;font-weight:700;padding:.7rem 0;color:var(--navy)}
.chips{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem;padding:0;margin:0}
.chips a{display:block;background:#fff;border:1px solid var(--line);border-radius:99px;padding:.4rem .9rem;text-decoration:none;font-weight:700}
.note{background:#fff8d6;border-left:6px solid var(--y);padding:.8rem 1rem;margin-bottom:1.2rem}
.tbl{width:100%;border-collapse:collapse;background:#fff;margin-bottom:1rem}.tbl th,.tbl td{text-align:left;padding:.7rem;border:1px solid var(--line)}.tbl th{background:var(--navy);color:#fff}
.qf{display:grid;gap:1rem;max-width:640px}.qf label,.qf legend{font-weight:700;display:grid;gap:.3rem}
.qf input[type=text],.qf input[type=tel],.qf input[type=email]{font:inherit;padding:.7rem;border:1px solid #7a9187;border-radius:6px;min-height:46px;width:100%}
.qf fieldset{border:1px solid var(--line);border-radius:6px;background:#fff;display:grid;gap:.4rem}
.chk{display:flex!important;align-items:center;gap:.5rem;font-weight:400!important}.chk input{width:20px;height:20px}
.two{display:grid;gap:2rem}@media(min-width:760px){.two{grid-template-columns:1fr 1fr}}
.site-footer{background:#0d2a21;color:#c3d8ce;padding:2rem 0 1rem;font-size:.95rem}
.site-footer a{color:#fff}.fgrid{display:grid;gap:1.5rem}@media(min-width:760px){.fgrid{grid-template-columns:repeat(3,1fr)}}
.fb{color:#fff;font-weight:800;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.4rem}
.plain{list-style:none;padding:0}.fine{border-top:1px solid #24493b;margin-top:1rem;padding-top:1rem;font-size:.85rem}